Spokane, WA Real Estate: Buyers ........

Thinking of buying a home ......what comes first getting a loan, finding a home?

Are you looking for your first home, moving up or downsizing?
Are you focussing on luxury homes, homes on the golf course or waterfront property?
Is the school district important or do you want a shop?
You need to know the CURRENT market conditions.

1st step is to talk to a broker, find one with experience and who is knowledgeable, someone you can trust. What is their availability? How much real estate did they sell last year. Are they up to speed on the new WA Real Estate Agency Law changes 1/1/24. Did you know you now have to sign a brokerage services agreement before any broker can provide brokerage services? Has that been fully explained to you? Happy to answer your Q's.
How do you prefer to communicate? Talk about loans and then talk to a lender.

We have increasing inventory in our market in many areas and price ranges. You need a broker who has time to show in person and or by video.

You can search by address, MLS #, area, map it's so easy. There are links to school and neighborhood info.

My negotiating skills will help you get great terms and price of your purchase. Make use of my Special Training as an Accredited Buyers Representative, ABR
Consider me your real estate resource.

This IS the time to build your strategy to buy. Let me tell you why and how ...

- Think about this, commit to a home but you are dating the interest rate!
- Rentals are at 98-99% occupancy
- Many sellers are flexible right now, some offering closing costs.
- Well priced homes in great condition will still be the most popular and under $400,000 can attract multiple offers
- Popular FHA programs are available with minimum 3.5% down payments
- WA State Financing assistance for First Time Home Buyers with up to $15,000 downpayment assistance possible for those who qualify
- There are 3.5% down conventional loans available now
- FHA 203K Streamline loan allows buyers to borrow up to 110% of the appraised value

Know that when you ask a quesion on any internet real estate website you will be contacted by several brokers, most likely none will be the list broker - you can text me any addresses that you have questions about to prevent that.

I can screen out any property that has an accepted offer and your loan type unlike most other searches you can set up yourself.

As your buyer broker I can show and sell you any home listed with any real estate company or even a For Sale By Owner (FSBO). You can email the type of home you are looking for and I can send you all the homes currently for sale that match your criteria and keep you updated with new ones the first day they hit the market. Or give you access to your own search website. To sign up for email notification of new listings as they come on the market email Jeannette Karis

Why can't buyers search all the MLS listings on all websites? - not all firms, listing brokers or sellers give permission for their listings to be dispersed to every website. If you request email notifications, these come directly off the MLS and this is the only way to get accurate status information on all the listings of the Spokane Realtors in real time.

See the Spokane grid map used by Realtors® in the Spokane area and find out where the homes are, you can zoom in to street level.

See a zip code map of the Greater Spokane area

See the Spokane School District 81 High Schools map
Spokane School District 81 Middle Schools map
Spokane School District 81 Elementary Schools map

NOTE - be sure sure to call the school district to confirm a particular address, as boundaries are subject to change.

See the report cards on WA State schools. (this will take a few moments to load). Spokane is school district 81, others are (to the north) Mead 354, Nine Mile Falls 325/179, (to the east) West Valley 363, Central Valley 356, East Valley 361, (to the south) Cheney 360 and Freeman 358, and (to the west) Medical Lake 326. Another website for school comparisons is greatschools

First Time Home Buyers - Home ownership is part of the American dream. Let me help you make that dream come true. I will hold your hand and take you through the process step by step. I can inform you about the different loan programs - not every loan officer works with First TIme Buyers programs. Want to know more? Buyers Form

As part of my Exclusive Buyer Services, I will......

- Explain my role & review WA Real Estate Agency Law
- Review Brokerage Services Agreement & explain the benefits that come with an exclusive arangement - you can choose non-exclusive or exclusive
- Review your finance options for your purchase
- Accompany you to loan application if you choose
- Explain your costs to purchase
- Explain home styles that are available and ones you prefer
- Explain the Multiple Listing Service (MLS)Set up a search inside the MLS
- Show you any home that is for sale on the MLS that meet your parameters, NOT just my own company listings
- Review current market conditions and how to use them to your benefit
- Explain usual market practices in Spokane
- Email new listings that you might be interested in the 1st day they hit the market
- Discuss benefits and drawbacks of each home in relation to your needs
- Provide you with comparable properties that have recently sold in the same area as the one your are interested in
- Prepare an offer and explain it to you and your options
- Advise you during negotiations
- Coordinate inspections
- Be present at closing when possible
- I always advise a Home Inspection by a licensed professional + consider a radon test + consider a sewer scope
- County minimum for well water testing may not be all you need
- Direct you to sewer connection & septic information & testing

If you are interested in having this kind of service from YOUR real estate professional, click here Buyers Form

Buying a home in Spokane county WA? (Spokane, Spokane Valley, Liberty Lake, Mead etc) Put an Accredited Buyers Representative®, ABR® to work for you. Now you have a broker specifically committed to representing YOUR best interests. The seller has one, why don't you?

MY REAL ESTATE SERVICE AREAS - Spokane county and adjoining areas including: Airway Heights, Chatteroy, Cheney, Colbert, Elk, Five Mile, Greenacres, Liberty Lake, Mead, Medical Lake, Millwood, Newman Lake, Nine Mile Falls, north side, Otis Orchards, Shadle, South Hill, Spokane, Spokane Valley, Stevens county, Suncrest, Veradale, Mead, East Valley, Central Valley, West Valley, West Plains